420 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 420 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,898 sqft · built 2016
Lot Size	0.373 acres (16,235 sqft)
Owner	Trust Name on File
Last Sale	$1,955,469 (Feb 2017)
Tax Bill	$20,038 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24M-54-0483`

Property Details

APN / Parcel Number

Primary APN	`24M-54-0483`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,898 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,353 sqft
Finished Basement	1,353 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,235 sqft (0.373 acres)
Lot Dimensions	82 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Frame Porch
Porch Area	833 sqft
Patio Area	489 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	EAST KIRKWOOD BLK PT 13
Legal Subdivision	EAST KIRKWOOD
Legal Block	13
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1021
Census Tract	218600

Owner

420 E Madison Ave is held in a trust since November 2017.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	420 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Nov 6, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2017	Warranty Deed, Subdivision Related Transfer INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2017 · Amount on File
Deed Sale	Feb 22, 2017 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	2017245
Deed Book / Page	22408 / 333
Last Transfer Date	Nov 3, 2017
Transfer Doc	02276802936
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	420 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E MADISON AVE, SAINT LOUIS, MO 63122-4551

Mortgage

Document Number	2022060200078
Date	Jun 2, 2022
Instrument	2022060200078

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4%
Index	Other
Margin	3
Max Rate	7%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 6, 2017
Property Address	420 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0227681330
Book / Page	022768 / 001330
Instrument Date	Nov 3, 2017
Instrument	276
Transaction Type	Transfer
Record Updated	Nov 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 E MADISON AVE KIRKWOOD MO 631224551, KIRKWOOD, MO 63122-4551

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 22, 2017
Property Address	420 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0224080333
Book / Page	022408 / 000333
Instrument Date	Feb 17, 2017
Instrument	245
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2017
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	420 E MADISON AVE KIRKWOOD MO 631224551, KIRKWOOD, MO 63122-4551

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Madison Ave was $20,038, up 14.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,780 (-) Land $99,200 Building $257,580	$1,877,800 (-) Land $522,100 Building $1,355,700
2025	$20,038.00 (+14.13%)	$356,780 Land $99,200 Building $257,580	$1,877,800 Land $522,100 Building $1,355,700
2024	$17,557.00 (+1.6%)
2023	$17,280.00 (-18.34%)	$281,030 (-5.44%) Land $89,280 Building $191,750	$1,479,100 Land $469,900 Building $1,009,200
2022	$21,161.00	$297,200 Land $78,360 Building $218,840
2021			$1,564,200 Land $412,400 Building $1,151,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 E Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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