550 E 860 S, Providence, UT 84332 Property Records

Cache County property record for 550 E 860 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,607 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$456,000 (Nov 2017)
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-219-0043`

Property Details

APN / Parcel Number

Primary APN	`02-219-0043`

Interior

Building Area	1,607 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	550 E 860 S
City	PROVIDENCE
State	UT
Zip	84332-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 HILLCREST SUBD PHASE 5 CONT 0.23 AC
Legal Subdivision	HILLCREST SUBD PHASE 5
Legal Lot Number	43
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2014
Census Tract	1201

Owner

550 E 860 S is owned by a company that acquired it in November 2024.

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Apr 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage CACHE VALLEY BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Aug 27, 2018	Intrafamily Transfer, Transfer CACHE TITLE LOGAN
Nov 3, 2017	Deed, Transfer
Nov 3, 2017	Deed, Transfer · Conventional Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	20171183579
Deed Book / Page	1978 / 761
Last Transfer Date	Nov 22, 2024
Transfer Doc	002462/199
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002332/361
Date	Apr 13, 2022
Book Page	2332/361
Instrument	1317090

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2138/960
Date	Apr 20, 2020
Book Page	2138/960
Instrument	1244126

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2134/643
Date	Apr 3, 2020
Book Page	2134/643
Instrument	1242724

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2201/1892
Date	Nov 20, 2020
Book Page	2201/1892
Instrument	1267050

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Aug 27, 2018
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	2035/1471
Book / Page	2035 / 1471
Instrument Date	Aug 27, 2018
Instrument	1202803
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E 860 S, PROVIDENCE, UT 84332-6725

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Nov 3, 2017
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1978/0759
Book / Page	1978 / 0759
Instrument Date	Nov 2, 2017
Instrument	1183578
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E 860 S, PROVIDENCE, UT 84332-6725

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Nov 3, 2017
Property Address	550 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1978/0761
Book / Page	1978 / 0761
Instrument Date	Nov 2, 2017
Instrument	1183579
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 E 860 S, PROVIDENCE, UT 84332-6725

Mortgage

Document Number	1978/0763
Date	Nov 3, 2017
Book Page	1978/0763
Instrument	1183580

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 E 860 S was $3,009.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,009.00	$421,955	$767,192 Land $162,000 Building $605,192
2023	$3,383.00	$415,800	$756,000 Land $175,000 Building $581,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 E 860 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 E 860 S is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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