544 E 860 S, Providence, UT 84332 Property Records

Cache County property record for 544 E 860 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,308 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-219-0042`

Property Details

APN / Parcel Number

Primary APN	`02-219-0042`

Interior

Building Area	2,308 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	544 E 860 S
City	PROVIDENCE
State	UT
Zip	84332-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 HILLCREST SUBD PHASE 5 CONT 0.23 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2014
Census Tract	1201

Owner

544 E 860 S is owned and occupied by an individual who acquired it in April 2018.

Source: Cache County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	544 E 860 S, PROVIDENCE, UT 84332-6725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Construction Mortgage LEWISTON STATE BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 4, 2018	Deed, Transfer · Conventional Mortgage GOLDENWEST FCU
Jun 30, 2017	Warranty Deed, Transfer AMERICAN SECURE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018
Deed Sale	Apr 4, 2018
Prior Sale	Jun 30, 2017
Deed Document Number	1192975
Deed Book / Page	1998 / 0273
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	544 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	CACHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01958/1248
Date	Jun 30, 2017
Book Page	1958/1248
Instrument	1174918

Lender

Name	LEWISTON STATE BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	544 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02223/1789
Date	Feb 5, 2021
Book Page	2223/1789
Instrument	1275513

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Apr 4, 2018
Property Address	544 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	01998/0273
Book / Page	1998 / 0273
Instrument Date	Apr 3, 2018
Instrument	1192975
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	CACHE TITLE COMPANY, CACHE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	544 E 860 S, PROVIDENCE, UT 84332-6725

Mortgage

Document Number	0001192976
Date	Apr 4, 2018
Instrument	1192976

Lender

Name	GOLDENWEST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 30, 2017
Property Address	544 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	01958/1147
Book / Page	1958 / 1147
Instrument Date	Jun 29, 2017
Instrument	1174903
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	AMERICAN SECURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	725 EAGLE VIEW DR, PROVIDENCE, UT 84332-9223

Tax Assessment & Valuation

The 2025 property tax bill for 544 E 860 S was $3,135.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,135.00	$439,570	$799,216 Land $162,000 Building $637,216
2023	$3,523.00	$433,070	$787,400 Land $175,000 Building $612,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 E 860 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 E 860 S is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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