538 E 860 S, Providence, UT 84332 Property Records

Cache County property record for 538 E 860 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,462 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-219-0041`

Property Details

APN / Parcel Number

Primary APN	`02-219-0041`

Interior

Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	538 E 860 S
City	PROVIDENCE
State	UT
Zip	84332-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 HILLCREST SUBD PHASE 5 CONT 0.23 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2014
Census Tract	1201

Owner

538 E 860 S is owned and occupied by an individual who acquired it in April 2020.

Source: Cache County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Apr 12, 2017	Deed of Trust, Mortgage · Construction Mortgage LEWISTON STATE BANK
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BOX HOME LOANS
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 29, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020
Deed Sale	Apr 9, 2020
Prior Sale	Dec 29, 2017
Deed Document Number	1243335
Deed Book / Page	2136 / 205
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2265/192
Date	Jun 28, 2021
Book Page	2265/192
Instrument	1291195

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1946/0475
Date	Apr 12, 2017
Book Page	1946/0475
Instrument	1169639

Lender

Name	LEWISTON STATE BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 9, 2020
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	2136/205
Book / Page	2136 / 205
Map Reference	DOC 1150493
Instrument Date	Apr 8, 2020
Instrument	1243335
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 E 860 S, PROVIDENCE, UT 84332-6725

Mortgage

Document Number	1243339
Date	Apr 9, 2020
Instrument	1243339

Lender

Name	BOX HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	SOLIDIFI TTL AGCY OF UT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2106/1110
Date	Nov 7, 2019
Book Page	2106/1110
Instrument	1231727

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Dec 29, 2017
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1986/1183
Book / Page	1986 / 1183
Instrument Date	Dec 29, 2017
Instrument	1187233
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 N MAIN ST # ST2, 2, PROVIDENCE, UT 84332-6709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 E 860 S, PROVIDENCE, UT 84332-6725

Mortgage

Document Number	1187234
Date	Dec 29, 2017
Instrument	1187234

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 12, 2017
Property Address	538 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1946/0456
Book / Page	1946 / 0456
Instrument Date	Apr 4, 2017
Instrument	1169635
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202, PROVIDENCE, UT 84332-0202

Tax Assessment & Valuation

The 2025 property tax bill for 538 E 860 S was $2,915.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00	$408,715	$743,118 Land $162,000 Building $581,118
2023	$3,287.00	$403,975	$734,502 Land $175,000 Building $559,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 E 860 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 E 860 S is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on E 860 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures