545 E 860 S, Providence, UT 84332 Property Records

Cache County property record for 545 E 860 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$353,800 (Sep 2017)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-219-0052`

Property Details

APN / Parcel Number

Primary APN	`02-219-0052`

Interior

Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	545 E 860 S
City	PROVIDENCE
State	UT
Zip	84332-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 HILLCREST SUBD PHASE 5 CONT 0.30 AC
Legal Subdivision	HILLCREST SUBD PHASE 5
Legal Lot Number	52
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2016
Census Tract	1201

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Intrafamily Transfer, Transfer
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Apr 5, 2017	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Sep 19, 2017	Deed, Subdivision Related Transfer CACHE TITLE COMPANY, CACHE TITLE CO
Apr 5, 2017	Warranty Deed, Transfer AMERICAN SECURE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	20171180387
Deed Book / Page	1971 / 493
Last Transfer Date	Oct 3, 2023
Transfer Doc	002407/879
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Oct 4, 2023
Property Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	002407/879
Book / Page	2407 / 879
Map Reference	FILE 1150493
Instrument Date	Oct 3, 2023
Instrument	1347442
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 E 860 S, PROVIDENCE, UT 84332-6725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	545 E 860 S, PROVIDENCE, UT 84332-6725

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1971/0510
Date	Sep 19, 2017
Book Page	1971/0510
Instrument	1180391

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1945/0695
Date	Apr 5, 2017
Book Page	1945/0695
Instrument	1169228

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Sep 19, 2017
Property Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1971/0493
Book / Page	1971 / 0493
Instrument Date	Sep 18, 2017
Instrument	1180387
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE COMPANY, CACHE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 E 800 S, PROVIDENCE, UT 84332-6722

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 5, 2017
Property Address	545 E 860 S, PROVIDENCE, UT 84332-6725
Document Number	1945/0679
Book / Page	1945 / 0679
Instrument Date	Apr 4, 2017
Instrument	1169225
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	AMERICAN SECURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1034 RSI DR STE 130, 1034, LOGAN, UT 84321-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N, LOGAN, UT 84341-3089

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,858.00 (-10.99%)	$400,745 (+1.54%)	$728,631 (+1.54%) Land $172,500 Building $556,131
2023	$3,211.00 (-5.56%)	$394,680 (-)	$717,600 (-) Land $175,000 Building $542,600
2022	$3,400.00	$394,680	$717,600 Land $85,000 Building $632,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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