55 River Bluff, Hoschton, GA 30548 Property Records

Jackson County property record for 55 River Bluff, Hoschton, GA 30548

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,301 sqft · built 2004
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,500 (May 2018)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111 078`

Property Details

APN / Parcel Number

Primary APN	`111 078`
Alternative APN	`11480`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,301 sqft Heated Area
1st Floor Area	1,980 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	554 sqft

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11480
Street Address	55 RIVER BLF
City	HOSCHTON
State	GA
Zip	30548-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 76 RIVER PLANTATIONS S/D
Legal Subdivision	RIVER PLANTATION
Legal Lot Number	76
Jurisdiction	JACKSON GA
Township / Civil Division	WEST JACKSON
Census Block Group	1
Census Block	1043
Census Tract	10104

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 RIVER BLF, HOSCHTON, GA 30548-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jun 6, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	20181856
Deed Book / Page	80Z / 654
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	55 RIVER BLF, HOSCHTON, GA 30548-1250
Document Number	00093D0489
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 RIVER BLF HOSCHTON GA 305481250, HOSCHTON, GA 30548-1250

Mortgage

Document Number	00093D0489
Date	Dec 19, 2020
Book Page	00093D/000489

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	55 RIVER BLF, HOSCHTON, GA 30548-1250
Document Number	00088R0572
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 RIVER BLF HOSCHTON GA 305481250, HOSCHTON, GA 30548-1250

Mortgage

Document Number	00088R0572
Date	Mar 29, 2020
Book Page	00088R/000572

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 6, 2018
Property Address	55 RIVER BLF, HOSCHTON, GA 30548-1250
Document Number	00080Z0654
Book / Page	00080Z / 000654
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 RIVER BLF HOSCHTON GA 305481250, HOSCHTON, GA 30548-1250

Mortgage

Document Number	80Z0656
Date	Jun 6, 2018
Book Page	00080Z/000656

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,428 (-) Land $20,080 Building $171,348	$478,570 (-) Land $50,200 Building $428,370
2025	$4,550.00 (-1.11%) Homeowner's exemption	$191,428 (-) Land $20,080 Building $171,348	$478,570 (-) Land $50,200 Building $428,370
2024	$4,601.00 (+18.64%) Homeowner's exemption	$191,428 (+10.48%) Land $20,080 Building $171,348	$478,570 (+10.48%) Land $50,200 Building $428,370
2023	$3,878.00 (-2.1%) Homeowner's exemption	$173,276 (+19.97%) Land $20,080 Building $153,196	$433,190 (+19.97%) Land $50,200 Building $382,990
2022	$3,961.00 Homeowner's exemption	$144,436 Land $20,080 Building $124,356	$361,090 Land $50,200 Building $310,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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