32 River Bluff, Hoschton, GA 30548 Property Records

Jackson County property record for 32 River Bluff, Hoschton, GA 30548

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,066 sqft · built 2000
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2021)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`111 087`

Property Details

APN / Parcel Number

Primary APN	`111 087`
Alternative APN	`11449`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,066 sqft Heated Area
1st Floor Area	1,481 sqft
Basement Area	1,433 sqft
Unfinished Basement	1,433 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	546 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11449
Street Address	32 RIVER BLF
City	HOSCHTON
State	GA
Zip	30548-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 54 RIVER PLANTATIONS S/D
Legal Subdivision	RIVER PLANTATION
Legal Lot Number	54
Jurisdiction	JACKSON GA
Township / Civil Division	WEST JACKSON
Census Block Group	1
Census Block	1043
Census Tract	10104

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 RIVER BLF, HOSCHTON, GA 30548-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jul 16, 2018	Trustee's Deed, Construction Loan · Line of Credit PIEDMONT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	20214382
Deed Book / Page	98B / 62
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 30, 2021
Property Address	32 RIVER BLF, HOSCHTON, GA 30548-1258
Document Number	00098B0062
Book / Page	98B / 62
Instrument Date	Aug 30, 2021
Instrument	2021-004382
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RIVER BLF, HOSCHTON, GA 30548-1258

Mortgage

Document Number	00098B0000000063
Date	Sep 2, 2021
Book Page	000000098B/0000000063

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 16, 2018
Property Address	32 RIVER BLF, HOSCHTON, GA 30548-1258
Document Number	00081L0578
Book / Page	00081L / 000578
Instrument Date	Jun 29, 2018
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	325 ALEX LN JEFFERSON GA 305491295, JEFFERSON, GA 30549-1295

Mortgage

Document Number	81L0578
Date	Jul 16, 2018
Book Page	00081L/000578

Lender

Name	PIEDMONT BK
Type	Bank
Address	JEFFERSON, GA 30249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,640 (-) Land $23,280 Building $171,360	$486,600 (-) Land $58,200 Building $428,400
2025	$4,627.00 (-1.11%) Homeowner's exemption	$194,640 (-) Land $23,280 Building $171,360	$486,600 (-) Land $58,200 Building $428,400
2024	$4,679.00 (+21.56%) Homeowner's exemption	$194,640 (+13.08%) Land $23,280 Building $171,360	$486,600 (+13.08%) Land $58,200 Building $428,400
2023	$3,849.00 (+0.79%) Homeowner's exemption	$172,120 (+23.54%) Land $23,280 Building $148,840	$430,300 (+23.54%) Land $58,200 Building $372,100
2022	$3,819.00 Homeowner's exemption	$139,320 Land $23,280 Building $116,040	$348,300 Land $58,200 Building $290,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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