29 Pray Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 29 Pray Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,717 sqft · built 1993
Lot Size	5.42 acres (236,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jan 2023)
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0001-05`

Property Details

APN / Parcel Number

Primary APN	`12-0001-05`
Alternative APNs	`GLOC M:009 B:211` `7-0605-50`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,717 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	236,226 sqft (5.42 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12-0001-05
Street Address	29 PRAY HILL RD
City	CHEPACHET
State	RI
Zip	02814-2505
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	20
Legal Block	211
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1047
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 PRAY HILL RD, CHEPACHET, RI 02814-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	202351095
Deed Book / Page	919 / 75
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	29 PRAY HILL RD, CHEPACHET, RI 02814-2505
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000982-167
Date	Jan 14, 2026
Book Page	982/167
Instrument	56388

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	29 PRAY HILL RD, CHEPACHET, RI 02814-2505
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000913-103
Date	Oct 4, 2022
Book Page	913/103
Instrument	50540

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2049

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jan 18, 2023
Property Address	29 PRAY HILL RD, CHEPACHET, RI 02814-2505
Document Number	0000919-75
Book / Page	919 / 75
Instrument Date	Jan 17, 2023
Instrument	51095
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 PRAY HILL RD, CHEPACHET, RI 02814-2505

Mortgage

Document Number	0000051096
Date	Jan 18, 2023
Instrument	51096

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,504.00 (+0.08%)	$456,100 (-) Land $161,100 Building $295,000	$646,808
2023	$6,499.00 (-0.47%)	$456,100 (+30.54%) Land $161,100 Building $295,000
2022	$6,530.00	$349,400 Land $101,900 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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