55 Phillips Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 55 Phillips Rd, Sagamore Beach, MA 02562

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,330 sqft · built 1912
Lot Size	0.351 acres (15,299 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (Nov 2019)
Tax Bill	$13,236 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:4.4 P:51`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:4.4 P:51`
Alternative APNs	`M:004.4 P:051.00 D:03` `797`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	3,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,299 sqft (0.351 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	797
Street Address	55 PHILLIPS RD
City	SAGAMORE BEACH
State	MA
Zip	02562-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2000
Census Tract	13800

Owner

55 Phillips Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CBC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Jun 29, 2005 · Amount on File
Deed Document Number	201959669
Deed Book / Page	32497 / 188
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	32497-188
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Recording Date	May 13, 2026
Property Address	55 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2201
Document Number	00037618-1
Book / Page	37618 / 1
Instrument Date	May 7, 2026
Instrument	202618403
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2201

Mortgage

Document Number	0000018403,
Date	May 13, 2026
Book Page	37618/1
Instrument	202618403

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Nov 25, 2019
Property Address	55 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2201
Document Number	32497-188
Book / Page	32497 / 188
Instrument Date	Nov 22, 2019
Instrument	59669
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PATRICIA DR, GRAFTON, MA 01519-1059

Mortgage

Document Number	59670
Date	Nov 25, 2019
Instrument	59670

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 55 Phillips Rd was $13,236, up 2.3% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,236.00 (+2.26%)	$1,694,700 (+5.01%) Land $1,231,100 Building $463,600	$2,216,350
2024	$12,943.00 (+4.68%)	$1,613,900 (+15%) Land $1,172,400 Building $441,500
2023	$12,364.00	$1,403,400 Land $1,037,600 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Phillips Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Phillips Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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