Barnstable County and Bourne Town property record for 45 Phillips Rd, Sagamore Beach, MA 02562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,302 sqft · built 1885 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,480,000 (Aug 2025) |
| Tax Bill | $16,031 (2025) |
| Deeds & Mortgages | Aug 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:4.4 P:50 |
| Primary APN | BOUR M:4.4 P:50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,302 sqft Living Area |
| Gross Area | 6,297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 21,736 sqft (0.499 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 796 |
|---|---|
| Street Address | 45 PHILLIPS RD |
| City | SAGAMORE BEACH |
| State | MA |
| Zip | 02562-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13800 |
45 Phillips Rd is owned by two individuals who bought it in August 2025.
Source: Barnstable County and Bourne Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 PARKER DR, AVON, MA 02322-1164 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Oct 18, 2012 |
| Deed Book / Page | 37130 / 199 |
| Prior Transfer Date | Jul 28, 2025 |
| Prior Transfer Doc | 037130-199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Aug 15, 2025 |
| Property Address | 45 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2201 |
| Document Number | 037130-199 |
| Book / Page | 37130 / 199 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 32680 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 PARKER DR, AVON, MA 02322-1164 |
The 2025 property tax bill for 45 Phillips Rd was $16,031, up 5.3% from the year before.
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,031.00 (+5.29%) | $2,052,600 (+8.12%) Land $1,300,900 Building $751,700 | $3,274,650 |
| 2024 | $15,226.00 (+2.7%) | $1,898,500 (+12.81%) Land $1,238,900 Building $659,600 | |
| 2023 | $14,826.00 | $1,682,900 Land $1,096,400 Building $586,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Phillips Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2005–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Phillips Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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