34 Phillips Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 34 Phillips Rd, Sagamore Beach, MA 02562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,248 sqft · built 1930
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jun 2023)
Tax Bill	$7,841 (2025)
Deeds & Mortgages	Jul 2024 Refinance Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:4.4 P:27`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:4.4 P:27`
Alternative APNs	`M:004.4 P:027.00 D:03` `778`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	4,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	778
Street Address	34 PHILLIPS RD
City	SAGAMORE BEACH
State	MA
Zip	02562-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2013
Census Tract	13800

Owner

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 485, SAGAMORE BEACH, MA 02562-0485
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD COOPERATIVE BANK
Jun 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DUSTIN DAVID MIER
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Aug 2, 2017
Deed Book / Page	35818 / 53
Transfer Doc	0023276-58
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	34 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2202
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036479-140
Date	Jul 22, 2024
Book Page	36479/140
Instrument	28626

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jun 1, 2023
Property Address	34 PHILLIPS RD, SAGAMORE BEACH, MA 02562-2202
Document Number	0035818-53
Book / Page	35818 / 53
Instrument Date	Jun 1, 2023
Instrument	21765
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 485, SAGAMORE BEACH, MA 02562-0485

Mortgage

Document Number	0000021766
Date	Jun 1, 2023
Instrument	21766

Lender

Name	DUSTIN DAVID MIER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Aug 2, 2017
Property Address	34 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	30671-162
Book / Page	030671 / 000162
Instrument Date	Jun 19, 2017
Instrument	38898
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HOMESTEAD RD SAGAMORE BEACH MA 025622433, SAGAMORE BEACH, MA 02562-2433

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Aug 2, 2017
Property Address	34 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	30671-158
Book / Page	030671 / 000158
Instrument Date	Jun 19, 2017
Instrument	38897
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PHILLIPS RD SAGAMORE BEACH MA 02562, SAGAMORE BEACH, MA 02562

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,841.00 (+2.24%)	$1,004,000 (+5%) Land $618,900 Building $385,100	$2,545,145
2024	$7,669.00 (+2.87%)	$956,200 (+13%) Land $589,400 Building $366,800
2023	$7,455.00	$846,200 Land $521,700 Building $324,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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