40 Phillips Rd, Sagamore Beach, MA 02562 Property Records

Barnstable County and Bourne Town property record for 40 Phillips Rd, Sagamore Beach, MA 02562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,352 sqft · built 2016
Lot Size	0.192 acres (8,364 sqft)
Owner	Trust Name on File
Last Sale	$520,000 (Sep 2015)
Tax Bill	$10,777 (2025)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:4.4 P:28`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:4.4 P:28`
Alternative APNs	`M:004.4 P:028.00 D:03` `779`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	2,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	779
Street Address	40 PHILLIPS RD
City	SAGAMORE BEACH
State	MA
Zip	02562-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2013
Census Tract	13800

Owner

40 Phillips Rd is held in a trust since February 2021.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1641, SAGAMORE BEACH, MA 02562-1641
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COLONIAL FEDERAL SAVINGS BANK-QUINCY
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COLONIAL FEDERAL SAVINGS BANK-QUINCY
Feb 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2015 · Amount on File
Deed Sale	Sep 23, 2015 · Amount on File
Last Transfer Date	Feb 3, 2021
Transfer Doc	33781-68
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	40 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034116-216
Date	May 17, 2021
Book Page	34116/216
Instrument	33253

Lender

Name	COLONIAL FEDERAL SAVINGS BANK-QUINCY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	40 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034116-199
Date	May 17, 2021
Book Page	34116/199
Instrument	33252

Lender

Name	COLONIAL FEDERAL SAVINGS BANK-QUINCY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Feb 11, 2021
Property Address	40 PHILLIPS RD, SAGAMORE BEACH, MA 02562
Document Number	0033781-68
Book / Page	33781 / 68
Instrument Date	Feb 3, 2021
Instrument	10003
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PHILLIPS RD, BOURNE, MA

Tax Assessment & Valuation

The 2025 property tax bill for 40 Phillips Rd was $10,777, up 6.5% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,777.00 (+6.53%)	$1,379,900 (+9.39%) Land $630,300 Building $749,600	$2,590,270
2024	$10,116.00	$1,261,400 Land $600,300 Building $661,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Phillips Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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