Morgan County property record for 24 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,160 sqft · built 2023 |
| Lot Size | 0.307 acres (13,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,900 (Jun 2026) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.022 |
| Primary APN | 02-04-19-0-000-011.022 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,895 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,412 sqft (0.307 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 163161 |
|---|---|
| Street Address | 24 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 15 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5101 |
Source: Morgan County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCIAL |
| Jun 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2024 · Amount on Record |
| Deed Book / Page | 2026 / 6164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 26, 2026 |
| Property Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 2026006164 |
| Book / Page | 2026 / 6164 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,965.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 2026027760, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 2026/27760 |
| Name | VICTORIAN FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 20, 2024 |
| Property Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 02024/5103 |
| Book / Page | 2024 / 5103 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Jun 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3120 RADCLIFF RD, GADSDEN, AL 35907-7936 |
| Name | Verified Name |
|---|---|
| Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 0202419656 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 2024/19656 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 11, 2020 |
| Property Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 02020/4760 |
| Book / Page | 2020 / 4760 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 WEEPING WILLOW LN, DECATUR, AL 35603-7502 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 2020/24101 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 2020/24101 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (+15.45%) Homeowner's exemption | $26,090 (+1.01%) Land $2,750 Building $23,340 | $296,300 (+14.71%) Land $59,000 Building $237,300 |
| 2024 | $25,830 (-1%) Land $2,750 Building $23,080 | $258,300 (-1%) Land $27,500 Building $230,800 | |
| 2023 | $1,042.00 (-3.07%) Homeowner's exemption | $26,090 (-1.92%) Land $2,750 Building $23,340 | $260,900 (-1.92%) Land $27,500 Building $233,400 |
| 2022 | $1,075.00 Homeowner's exemption | $26,600 Land $2,750 Building $23,850 | $266,000 Land $27,500 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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