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55 Harbor Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 55 Harbor Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,075 sqft · built 1975
Lot Size0.229 acres (9,990 sqft)
OwnerIndividual Name on File
Last Sale$925,000 (Jun 2025)
Tax Bill$5,919 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone AE (high risk)
APN00093420-004901

Property Details

APN / Parcel Number

Primary APN00093420-004901
Alternative APNs
  • 18633800093420004901
  • 1108499

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialOther
Foundation TypePile
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area9,990 sqft (0.229 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area350 sqft
PorchOpen Porch
Porch Area2,181 sqft
Deck Area553 sqft
Patio Area553 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1108499
Old Parcel Number18633800093420004901
Street Address55 HARBOR DR
CityISLAMORADA
StateFL
Zip33036-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 & 7 PB1-101 (LOT 55 UNRECORDED PLANTATION LAKE ESTATES)OR728-479/480
Legal Range38E
Legal Township63S
Legal Section18
Legal SubdivisionPLANTATION LAKES ESTATES
Legal Lot Number6-7,55 7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3054
Census Tract970800

Owner

55 Harbor Dr is owned by an individual who bought it in June 2025.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address11980 SW 112TH AVENUE CIR, MIAMI, FL 33176-3953
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2025 · Amount on File
Deed SaleJun 5, 2025 · Amount on File
Prior SaleNov 14, 2019 · Amount on File
Deed Document Number2503373
Deed Book / Page3329 / 843
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 5, 2025
Property Address55 HARBOR DR, ISLAMORADA, FL 33036-3126
Document Number0033290843
Book / Page3329 / 843
Instrument DateMay 29, 2025
Instrument2503373
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyADVANCE PARTNERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1717 S OCEAN BLVD # BLVD5S, BLVD5S, POMPANO BEACH, FL 33062-7827

Transferred To (Grantee/Buyer)

NameVerified Name
Address11980 SW 112TH AVENUE CIR, MIAMI, FL 33176-3953

Mortgage

Document Number0003329845
DateJun 5, 2025
Instrument3329/845
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 14, 2019
Property Address55 HARBOR DR, ISLAMORADA, FL 33036-3126
Document Number0029940880
Book / Page002994 / 000880
Instrument DateNov 11, 2019
Instrument2244372
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1717 S OCEAN BLVD #5 POMPANO BEACH FL 330627825, 5, POMPANO BEACH, FL 33062-7825

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773,099 Land $563,636 Building $209,463$773,099 Land $563,636 Building $209,463
2024$5,919.00 (+5.43%)
2023$5,614.00 (+4.41%)$697,599 (+0.72%) Land $503,363 Building $194,236$697,599 (+0.72%) Land $503,363 Building $194,236
2022$5,377.00$692,610 Land $498,227 Building $194,383$692,610 Land $498,227 Building $194,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications.

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