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201 Harbor Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 201 Harbor Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,480 sqft · built 1982
Lot Size0.192 acres (8,355 sqft)
Owner2 Individual Names on Record
Last Sale$1,850,000 (Mar 2026)
Tax Bill$3,929 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00093420-002500

Property Details

APN / Parcel Number

Primary APN00093420-002500
Alternative APNs
  • 18633800093420002500
  • 1108243

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,480 sqft Living Area
1st Floor Area2,344 sqft
AtticAttic
Attic Area320 sqft
Basement Area136 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,355 sqft (0.192 acres)
View / LotCanal
Garage TypeCarport
Garage Area912 sqft
CarportCarport
Carport Area912 sqft
PorchOpen Porch
Porch Area1,387 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1108243
Street Address201 HARBOR DR
CityISLAMORADA
StateFL
Zip33036-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal Description18 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 AND 7 PB1-101 (LOT 26 UNRECORDED PLANTATION LAKE ESTATES) OR775-888 OR288-1627 OR3294-2464
Legal Range38E
Legal Township63S
Legal Section18
Legal SubdivisionPLANTATION KEY
Legal Block4
Legal Lot Number6-7,2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract970800

Owner

Source: Monroe County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address201 HARBOR DR, ISLAMORADA, FL 33036-3126
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2026 · Amount on Record
Deed SaleMar 2, 2026 · Amount on Record
Prior SaleOct 3, 2024 · Amount on Record
Deed Document Number20262534103
Deed Book / Page3368 / 1886
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 2, 2026
Property Address201 HARBOR DR, ISLAMORADA, FL 33036-3126
Document Number0033681886
Book / Page3368 / 1886
Instrument DateFeb 23, 2026
Instrument2534103
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1298, ISLAMORADA, FL 33036-1298

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 HARBOR DR, ISLAMORADA, FL 33036-3126

Mortgage

Document Number0033681889
DateMar 2, 2026
Instrument3368/1889
Lender
NameLITTLE PALM VILLAS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term11 Months
DueFeb 23, 2027
Interest
Rate5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,268,016 (+254.55%) Land $793,696 Building $474,320$1,268,016 (-10.86%) Land $793,696 Building $474,320
2024$3,929.00 (+0.77%)
2023$3,899.00 (+1.72%) Homeowner's exemption$357,639 (+3%)$1,422,548 (+28.97%) Land $1,052,780 Building $369,768
2022$3,833.00 Homeowner's exemption$347,223$1,102,969 Land $733,201 Building $369,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications.

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