Monroe County property record for 203 Harbor Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,348 sqft · built 1991 |
| Lot Size | 0.208 acres (9,076 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $13,672 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00093420-002400 |
| Primary APN | 00093420-002400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,076 sqft (0.208 acres) |
| Garage Area | 667 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 918 sqft |
| Patio Area | 482 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1108235 |
|---|---|
| Old Parcel Number | 18633800093420002400 |
| Street Address | 203 HARBOR DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 63 38 PLANTATION KEY OR LONG ISLAND PT LOTS 6 AND 7 PB1-101 (LOT 25 UNRECORDED PLANTATION LAKE ESTATES) OR771-955 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 18 |
| Legal Subdivision | PLANTATION KEY |
| Legal Lot Number | 6-7,25 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 10556 SAINT ANDREWS RD, BOYNTON BEACH, FL 33436-4717 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2014 |
| Deed Sale | Dec 29, 2014 |
| Prior Sale | May 6, 2010 · Amount on Record |
| Deed Document Number | 2010483 |
| Deed Book / Page | 2718 / 0807 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371,806 (-17.2%) Land $852,326 Building $519,480 | $1,371,806 (-17.2%) Land $852,326 Building $519,480 | |
| 2024 | $13,672.00 (+4.73%) | ||
| 2023 | $13,055.00 (+13.21%) | $1,656,695 (+25.67%) Land $1,141,855 Building $514,840 | $1,656,695 (+25.67%) Land $1,141,855 Building $514,840 |
| 2022 | $11,532.00 | $1,318,259 Land $795,236 Building $523,023 | $1,318,259 Land $795,236 Building $523,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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