209 Harbor Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 209 Harbor Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,835 sqft · built 2000
Lot Size	0.183 acres (7,950 sqft)
Owner	Company Name on Record
Last Sale	$1,775,000 (May 2004)
Tax Bill	$12,826 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`00093420-002200`

Property Details

APN / Parcel Number

Primary APN	`00093420-002200`
Alternative APNs	`18633800093420002200` `1108219`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,835 sqft Living Area
Gross Area	4,199 sqft
1st Floor Area	3,180 sqft
Attic	Attic
Attic Area	182 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,950 sqft (0.183 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	364 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,602 sqft
Patio Area	1,534 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1108219
Street Address	209 HARBOR DR
City	ISLAMORADA
State	FL
Zip	33036-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	18 63 38 PT LOTS 6 AND 7 PB1-101 PLANTATION KEY OR LONG ISLAND (LOT 23 UNRECORDED PLANTATION LAKE ESTATES) OR779-1516 OR1328-1208/09 OR1590-2392/93 OR1784-1926/27 OR2003-1586/88 OR2425-746 OR3135-1895 OR3165-1525
Legal Range	38E
Legal Township	63S
Legal Section	18
Legal Subdivision	PLANTATION LAKE ESTATES
Legal Lot Number	6-7,2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	970800

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27520 SW 164TH CT, HOMESTEAD, FL 33031-2859
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Correction Deed · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Nov 4, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2004 · Amount on Record
Deed Sale	May 12, 2004 · Amount on Record
Prior Sale	May 15, 2002 · Amount on Record
Deed Document Number	20041443759
Deed Book / Page	2003 / 1586
Prior Transfer Date	May 1, 2004
Prior Transfer Doc	0001443759
Record Updated	Oct 29, 2026

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Apr 5, 2022
Property Address	209 HARBOR DR, ISLAMORADA, FL 33036-3126
Document Number	0031651525
Book / Page	3165 / 1525
Instrument Date	Mar 30, 2022
Instrument	2369270
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27520B SW 164TH CT, HOMESTEAD, FL 33031-2859

Mortgage

Document Number	0031651528
Date	Apr 5, 2022
Book Page	3165/1528
Instrument	2369271

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 4, 2021
Property Address	209 HARBOR DR, ISLAMORADA, FL 33036-3126
Document Number	0031351895
Book / Page	3135 / 1895
Instrument Date	Oct 28, 2021
Instrument	2347224
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27520 SW 164TH CT, HOMESTEAD, FL 33031-2859

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,826.00 (-14.14%)	$1,348,455 (-14.82%) Land $755,224 Building $593,231	$1,348,455 (-14.82%) Land $755,224 Building $593,231
2024	$14,938.00 (+5.75%)
2023	$14,126.00 (+12.16%)	$1,583,099 (+22.86%) Land $1,011,767 Building $571,332	$1,583,099 (+22.86%) Land $1,011,767 Building $571,332
2022	$12,594.00	$1,288,558 Land $704,639 Building $583,919	$1,288,558 Land $704,639 Building $583,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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