St. Johns County property record for 55 Estero Ct, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,861 sqft · built 2017 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jun 2020) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086251-0760 |
| Primary APN | 086251-0760 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,861 sqft Living Area |
| Gross Area | 3,829 sqft |
| 1st Floor Area | 2,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 55 ESTERO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/46-59 COQUINA RIDGE PHASE 1 LOT 76 OR4977/1144 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 03 |
| Legal Subdivision | COQUINA RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20904 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage ASPIRE BANK |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Jun 30, 2020 | Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK |
| Nov 18, 2019 | Correction Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Apr 11, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 202051904 |
| Deed Book / Page | 4977 / 1144 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 0048321446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | ACTION TITLE SERVICES, ACTION TITLE SERVICES OF SJC |
| Name | Verified Name |
|---|---|
| Address | 55 ESTERO CT, ST AUGUSTINE, FL 32084-6575 |
| Document Number | 0053630113 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 5363/113 |
| Instrument | 2021098601 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048661064 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 4866/1064 |
| Instrument | 2020003580 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0049771144 |
| Book / Page | 4977 / 1144 |
| Map Reference | MB 74 PG 46-59 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020051904 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 BOATING CLUB RD, 604, SAINT AUGUSTINE, FL 32084-1546 |
| Name | Verified Name |
|---|---|
| Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 49771146 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 4977/1146 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0048321448 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 ESTERO CT ST AUGUSTINE FL 320846575, ST AUGUSTINE, FL 32084-6575 |
| Document Number | 0048321448 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 004832/001448 |
| Instrument | 85995 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 17, 2034 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0048321446 |
| Book / Page | 004832 / 001446 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 85994 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 ESTERO CT ST AUGUSTINE FL 320846575, ST AUGUSTINE, FL 32084-6575 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0043570256 |
| Book / Page | 4357 / 0256 |
| Map Reference | MB74 PG46 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2017024897 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAN HOME TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RD # 105, 1560, ORANGE PARK, FL 32073-6780 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 55 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 2017024898 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017024898 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,490 (+2.7%) | $530,837 (+0.53%) Land $140,000 Building $390,837 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $349,065 (+2.9%) | $528,048 (-0.97%) Land $125,000 Building $403,048 |
| 2024 | $254.00 (-93.47%) Disabled Person's exemption Veteran's exemption | $339,227 (+3%) | $533,241 (-5.46%) Land $110,000 Building $423,241 |
| 2023 | $3,888.00 (+2.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $329,347 (+3%) | $564,010 (+22.44%) Land $120,000 Building $444,010 |
| 2022 | $3,777.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $319,754 | $460,643 Land $95,200 Building $365,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures