54 Estero Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 54 Estero Ct, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,861 sqft · built 2016
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$323,300 (Jun 2016)
Tax Bill$4,301 (2025)
Deeds & MortgagesSep 2019 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN086251-0880

Property Details

APN / Parcel Number

Primary APN086251-0880

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,861 sqft Living Area
Gross Area3,829 sqft
1st Floor Area2,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area662 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address54 ESTERO CT
CitySAINT AUGUSTINE
StateFL
Zip32084-6575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/46-59 COQUINA RIDGE PHASE 1 LOT 88 OR4217/1781 & 4624/151
Legal Range29E
Legal Township07S
Legal Section03
Legal SubdivisionCOQUINA RIDGE PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number88
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1021
Census Tract20904

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address54 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL
Oct 9, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 1, 2016 · Amount on Record
Deed SaleJun 1, 2016 · Amount on Record
Deed Book / Page4217 / 1781
Last Transfer DateSep 17, 2018
Transfer Doc0046240151
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address54 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
Document Number0048061810
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54 ESTERO CT ST AUGUSTINE FL 320846575, ST AUGUSTINE, FL 32084-6575

Mortgage

Document Number0048061810
DateOct 3, 2019
Book Page004806/001810
Instrument73540
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 2, 2034

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 9, 2018
Property Address54 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
Document Number0046240151
Book / Page004624 / 000151
Instrument DateAug 17, 2018
Instrument73059
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address54 ESTERO CT ST AUGUSTINE FL 320846575, ST AUGUSTINE, FL 32084-6575

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,089 (+2.7%)$522,715 (+2.15%) Land $140,000 Building $382,715
2025$4,301.00 (+12.5%) Homeowner's exemption$332,122 (+5.99%)$511,709 (-6.2%) Land $125,000 Building $386,709
2024$3,823.00 (+2.03%)
2023$3,747.00 (+2.91%) Homeowner's exemption$313,361 (+3%)$545,533 (+22.03%) Land $120,000 Building $425,533
2022$3,641.00 Homeowner's exemption$304,234$447,057 Land $95,200 Building $351,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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