St. Johns County property record for 74 Estero Ct, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,737 sqft · built 2017 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Last Sale | $445,000 (Feb 2020) |
| Tax Bill | $7,250 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086251-0870 |
| Primary APN | 086251-0870 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,737 sqft Living Area |
| Gross Area | 4,738 sqft |
| 1st Floor Area | 1,923 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74 ESTERO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/46-59 COQUINA RIDGE PHASE 1 LOT 87 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 03 |
| Legal Subdivision | COQUINA RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20904 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 4, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Mar 8, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on Record |
| Deed Sale | Feb 4, 2020 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 20208678 |
| Deed Book / Page | 4876 / 1697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0062370238 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 6237/238 |
| Instrument | 2025082917 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|---|
| Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0056660024 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 5666/24 |
| Instrument | 2022105429 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051861295 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5186/1295 |
| Instrument | 2021019885 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2020 |
| Property Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0048761697 |
| Book / Page | 004876 / 001697 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 8678 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 ESTERO CT ST AUGUSTINE FL 320846575, ST AUGUSTINE, FL 32084-6575 |
| Document Number | 48761699 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 004876/001699 |
| Instrument | 8679 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0043411336 |
| Book / Page | 4341 / 1336 |
| Map Reference | MB74 PG46 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 2017016612 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RD # 105, 1560, ORANGE PARK, FL 32073-6780 |
| Name | Verified Name |
|---|---|
| Address | 74 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 2017016613 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017016613 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,991 | $584,820 Land $140,000 Building $444,820 | |
| 2025 | $7,250.00 (+11.68%) | ||
| 2024 | $6,492.00 (+1.9%) | ||
| 2023 | $6,371.00 (+2.61%) | ||
| 2022 | $6,209.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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