St. Johns County property record for 25 Estero Ct, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,861 sqft · built 2017 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Feb 2025) |
| Tax Bill | $7,054 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086251-0740 |
| Primary APN | 086251-0740 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,861 sqft Living Area |
| Gross Area | 3,829 sqft |
| 1st Floor Area | 2,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 ESTERO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/46-59 COQUINA RIDGE PHASE 1 LOT 74 OR6095/1983 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 03 |
| Legal Subdivision | COQUINA RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20904 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 17, 2024 | Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU |
| May 23, 2024 | Warranty Deed, Transfer OS NATIONAL LLC |
| Oct 27, 2020 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE MORTGAGE BANKERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on Record |
| Deed Sale | Feb 10, 2025 · Amount on Record |
| Prior Sale | May 23, 2024 · Amount on Record |
| Deed Document Number | 202510057 |
| Deed Book / Page | 6095 / 1983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 ESTERO CT, ST AUGUSTINE, FL 32084-6575 |
| Document Number | 0063200129 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 6320/129 |
| Instrument | 2026020057 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0059510286 |
|---|---|
| Date | May 17, 2024 |
| Book Page | 5951/286 |
| Instrument | 2024038031 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 155 Months |
| Due | Apr 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2024 |
| Property Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0059541142 |
| Book / Page | 5954 / 1142 |
| Map Reference | MB 74 PG 46-59 |
| Instrument Date | May 21, 2024 |
| Instrument | 2024039902 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,437.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7833 DEVOE ST, JACKSONVILLE, FL 32220-3323 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0050820147 |
| Book / Page | 5082 / 147 |
| Map Reference | MB 74 PG 46-59 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2020095677 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 ESTERO CT, 25, SAINT AUGUSTINE, FL 32084-6575 |
| Name | Verified Name |
|---|---|
| Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 5082149 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 5082/149 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 17, 2017 |
| Property Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 0043750378 |
| Book / Page | 4375 / 0378 |
| Map Reference | MB74 PG46 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017034222 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMER ICAN HOME TITLE AND ESC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RD # 105, 1560, ORANGE PARK, FL 32073-6780 |
| Name | Verified Name |
|---|---|
| Address | 25 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575 |
| Document Number | 2017034223 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017034223 |
| Name | HOMEBRIDGE MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,889 (-21.94%) | $501,775 (+0.98%) Land $115,000 Building $386,775 | |
| 2025 | $7,054.00 (+57.95%) Homeowner's exemption | $496,891 (+36.9%) | $496,891 (-10.19%) Land $100,000 Building $396,891 |
| 2024 | $4,466.00 (+1.96%) | ||
| 2023 | $4,380.00 (+2.79%) Homeowner's exemption | $362,965 (+3%) | $553,251 (+22.02%) Land $120,000 Building $433,251 |
| 2022 | $4,261.00 Homeowner's exemption | $352,393 | $453,401 Land $95,200 Building $358,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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