5498 del Oro Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 5498 del Oro Dr, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Jul 2019)
Tax Bill	$20,283 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`527-36-018`

Property Details

APN / Parcel Number

Primary APN	`527-36-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5498 DEL ORO DR
City	SAN JOSE
State	CA
Zip	95124-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4319 BOOK 238 PAGE 49 LOT 11
Legal Subdivision	TRACT NO 1319
Legal Tract	4319
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	506803

Owner

5498 del Oro Dr is owner-occupied and held in a trust since July 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 1, 2019	Quit Claim Deed, Transfer OTHER
Jul 19, 2019	Grant Deed, Transfer BANK OF AMERICA
Jul 19, 2019	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Deed Document Number	201924229441
Last Transfer Date	Jul 27, 2019
Transfer Doc	0024244452
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111

Mortgage

Document Number	0024682927
Date	Nov 2, 2020
Instrument	24682927

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2019
Property Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111
Document Number	0024244452
Instrument Date	Jul 27, 2019
Instrument	24244452
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5498 DEL ORO DR SAN JOSE CA 951246111, SAN JOSE, CA 95124-6111

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 19, 2019
Property Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111
Document Number	0024229441
Instrument Date	Jul 9, 2019
Instrument	24229441
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5498 DEL ORO DR SAN JOSE CA 951246111, SAN JOSE, CA 95124-6111

Mortgage

Document Number	24229443
Date	Jul 19, 2019
Instrument	24229443

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 19, 2019
Property Address	5498 DEL ORO DR, SAN JOSE, CA 95124-6111
Document Number	0024229442
Instrument Date	Jul 9, 2019
Instrument	24229442
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5498 DEL ORO DR SAN JOSE CA 951246111, SAN JOSE, CA 95124-6111

Mortgage

Document Number	24229443
Date	Jul 19, 2019
Instrument	24229443

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5498 del Oro Dr was $20,283.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,505,944 (+2%) Land $1,204,757 Building $301,187
2025	$20,283.00 Homeowner's exemption	$1,476,417 Land $1,181,135 Building $295,282
2023	$19,442.00 (+2.13%)	$1,419,088 Land $1,135,271 Building $283,817
2022	$19,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5498 del Oro Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5498 del Oro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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