5504 del Oro Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 5504 del Oro Dr, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,241 sqft · built 1968
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Sep 2019)
Tax Bill	$20,974 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`527-36-017`

Property Details

APN / Parcel Number

Primary APN	`527-36-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	1,317 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5504 DEL ORO DR
City	SAN JOSE
State	CA
Zip	95124-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4319 BOOK 238 PAGE 49 LOT 10
Legal Subdivision	TRACT NO 4319
Legal Tract	4319
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	506803

Owner

5504 del Oro Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5504 DEL ORO DR, SAN JOSE, CA 95124-6114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 20, 2019	Grant Deed, Transfer SYNERGY ONE LNDG
Jul 24, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	201924285828
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5504 DEL ORO DR, SAN JOSE, CA 95124-6114
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 DEL ORO DR, SAN JOSE, CA 95124-6114

Mortgage

Document Number	0025220501
Date	Jan 18, 2022
Instrument	25220501

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2019
Property Address	5504 DEL ORO DR, SAN JOSE, CA 95124-6114
Document Number	0024285828
Instrument Date	Aug 30, 2019
Instrument	24285828
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8504 DEL ORO DR SAN JOSE CA 95124, SAN JOSE, CA 95124

Mortgage

Document Number	24285829
Date	Sep 20, 2019
Instrument	24285829

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 190, SAN DIEGO, CA 92108-5702

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 24, 2019
Property Address	5504 DEL ORO DR, SAN JOSE, CA 95124-6114
Document Number	0024238072
Instrument Date	Jul 20, 2019
Instrument	24238072
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4529 MAUREEN CIR LIVERMORE CA 945508002, LIVERMORE, CA 94550-8002

Tax Assessment & Valuation

The 2025 property tax bill for 5504 del Oro Dr was $20,974 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,561,722 (+2%) Land $1,249,379 Building $312,343
2025	$20,974.00 Homeowner's exemption	$1,531,101 Land $1,224,882 Building $306,219
2023	$20,015.00 (+2.14%) Homeowner's exemption	$1,471,648 Land $1,177,319 Building $294,329
2022	$19,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5504 del Oro Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5504 del Oro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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