5528 del Oro Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 5528 del Oro Dr, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,241 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$530,000 (May 1998)
Tax Bill	$12,412 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`527-36-015`

Property Details

APN / Parcel Number

Primary APN	`527-36-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	1,317 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,083 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5528 DEL ORO DR
City	SAN JOSE
State	CA
Zip	95124-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4319 BOOK 238 PAGE 49 LOT 8
Legal Subdivision	TRACT NO 4319
Legal Tract	4319
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	506803

Owner

5528 del Oro Dr is held in a trust since May 2011.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	14232 PRIMROSE CT, POWAY, CA 92064-2348
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1998 · Amount on File
Deed Sale	May 28, 1998 · Amount on File
Deed Document Number	199814204237
Last Transfer Date	May 18, 2011
Transfer Doc	0000081586
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5528 DEL ORO DR, SAN JOSE, CA 95124-6114
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 DEL ORO DR, SAN JOSE, CA 95124-6114

Mortgage

Document Number	0025071014
Date	Aug 19, 2021
Instrument	25071014

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Oct 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5528 DEL ORO DR, SAN JOSE, CA 95124-6114
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 DEL ORO DR, SAN JOSE, CA 95124-6114

Mortgage

Document Number	0025071013
Date	Aug 19, 2021
Instrument	25071013

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 5528 del Oro Dr was $12,412.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,190 (+2%) Land $431,595 Building $431,595
2025	$12,412.00	$846,266 Land $423,133 Building $423,133
2023	$11,835.00 (+2.04%)	$813,406 Land $406,703 Building $406,703
2022	$11,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5528 del Oro Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5528 del Oro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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