5456 del Oro Dr, San Jose, CA 95124 Property Records

Santa Clara County property record for 5456 del Oro Dr, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$2,170,000 (Sep 2025)
Tax Bill	$14,416 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`527-36-022`

Property Details

APN / Parcel Number

Primary APN	`527-36-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,812 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5456 DEL ORO DR
City	SAN JOSE
State	CA
Zip	95124-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4319 BOOK 238 PAGE 49 LOT 15
Legal Tract	4319
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	506803

Owner

5456 del Oro Dr is owner-occupied and held in a trust since September 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 26, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST TRADE UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	202525875256
Prior Transfer Date	Feb 8, 2015
Prior Transfer Doc	0022847994
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111

Mortgage

Document Number	0025261154
Date	Mar 16, 2022
Instrument	25261154

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 26, 2025
Property Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111
Document Number	0025875256
Map Reference	MB 238 PG 48 & 49
Instrument Date	Sep 8, 2025
Instrument	25875256
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111

Mortgage

Document Number	0025875257
Date	Sep 26, 2025
Instrument	25875257

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023742962
Date	Aug 31, 2017
Instrument	23742962

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5456 DEL ORO DR, SAN JOSE, CA 95124-6111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023963005
Date	Jun 25, 2018
Instrument	23963005

Lender

Name	FIRST TRADE UNION SAVINGS BANK
Type	Bank
Address	BOSTON, MA 02210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5456 del Oro Dr was $14,416.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,170,000 (+127.66%) Land $1,953,000 Building $217,000
2025	$14,416.00	$953,181 Land $667,230 Building $285,951
2023	$13,743.00 (+2.16%)	$916,171 Land $641,322 Building $274,849
2022	$13,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5456 del Oro Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5456 del Oro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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