5496 Ely Island S, Tower, MN 55790 Property Records

St. Louis County property record for 5496 Ely Island S, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 960 sqft · built 2004
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Oct 2022)
Tax Bill	$2,670 (2026)
Deeds & Mortgages	Oct 2022 Sale Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01436`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01436`
Alternative APNs	`1138497` `4724`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	187,308 sqft (4.3 acres)

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	32 sqft
Lean-To	18 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1138497
Street Address	5496 ELY IS S
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	GOVT LOT 5 BEG AT A PT ON N LINE 400 FT E OFNW COR OF GOVT LOT 5 AND ASSIGNING A BEARINGOF S89DEG46'27"E TO N LINE THENCE
Legal Range	15W
Legal Township	62N
Legal Section	16
Legal Subdivision	BREITUNG TOWN OF
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0020-01436

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25712 W COMFORT DR, WYOMING, MN 55092-9119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC
Jun 25, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	20221454024
Prior Transfer Date	Jul 29, 2009
Prior Transfer Doc	0001115395
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 12, 2022
Property Address	5496 ELY IS S, TOWER, MN 55790
Document Number	0001454024
Instrument Date	Oct 05, 2022
Instrument	1454024
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$765.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25712 W COMFORT DR, WYOMING, MN 55092-9119

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2021
Property Address	5496 ELY IS S, TOWER, MN 55790
Document Number	0001417571
Instrument Date	Jun 02, 2021
Instrument	1417571
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5465 OLD HIGHWAY 61, PROCTOR, MN 55810-2133

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,670.00 (+1.29%)
2025	$2,636.00 (+13.72%)	$262,900 (+17.84%) Land $112,200 Building $150,700	$262,900 (+17.84%) Land $112,200 Building $150,700
2024	$2,318.00	$223,100 (+15.96%) Land $99,300 Building $123,800	$223,100 (+15.96%) Land $99,300 Building $123,800
2022		$192,400 Land $84,100 Building $108,300	$192,400 Land $84,100 Building $108,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 9 locations within half a mile of this property.

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