5520 Ely Island S, Tower, MN 55790 Property Records

St. Louis County property record for 5520 Ely Island S, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 440 sqft · built 1958
Lot Size	12.3 acres (535,788 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Aug 2018)
Tax Bill	$2,126 (2026)
Deeds & Mortgages	Nov 2023 Transfer Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`270-0020-01550`

Property Details

APN / Parcel Number

Primary APN	`270-0020-01550`
Alternative APNs	`1055356` `1163239` `1157653` `749882`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	440 sqft Gross Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	535,788 sqft (12.3 acres)

Exterior Amenities

Deck Area	128 sqft
Cabin	182 sqft
Storage Building	84 sqft
Boat House	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1157653
Street Address	5520 ELY IS S
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	GOVT LOT 5, EXCEPT THE EASTERLY 420 FEET;AND EXCEPT THE WESTERLY 300 FEET; AND EXCEPTTHE SOUTHERLY 287.50 FEET. SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	17
Legal Subdivision	BREITUNG TOWN OF
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records · APN 270-0020-01550

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4275 MCSWEENEY RD, MOUNTAIN IRON, MN 55768-8078
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2023	Intrafamily Transfer, Transfer
Sep 05, 2025	Intrafamily Transfer, Transfer
Nov 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 02, 2018	Warranty Deed, Transfer ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Deed Document Number	20181001002
Last Transfer Date	Mar 01, 2024
Transfer Doc	0001483937
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Nov 07, 2023
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	0001074204
Instrument Date	Oct 13, 2023
Instrument	1074204
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4275 MCSWEENEY RD, MOUNTAIN IRON, MN 55768-8078

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Sep 05, 2025
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	0001517475
Instrument Date	Oct 03, 2023
Instrument	1517475
Transaction Type	Transfer
Record Updated	Oct 06, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4275 MCSWEENEY RD, MOUNTAIN IRON, MN 55768-8078

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 10, 2022
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	0001063415
Instrument Date	Nov 04, 2022
Instrument	1063415
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4275 MCSWEENEY RD, MOUNTAIN IRON, MN 55768-8078

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2020
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	00T1025074
Instrument Date	Mar 02, 2020
Instrument	T1025074
Transaction Type	Transfer
Record Updated	Aug 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4275 MCSWEENEY RD MOUNTAIN IRON MN 557688078, MOUNTAIN IRON, MN 55768-8078

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2020
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	00T1025076
Instrument Date	Mar 02, 2020
Instrument	T1025076
Transaction Type	Transfer
Record Updated	Aug 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10920 WILPEN TOWNSITE RD HIBBING MN 557468275, HIBBING, MN 55746-8275

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 02, 2018
Property Address	5520 ELY IS S, TOWER, MN 55790
Document Number	00A1001002
Instrument Date	Jul 25, 2018
Instrument	A1001002
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4275 MCSWEENEY POAD HIBBING MN 55746, HIBBING, MN 55746

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,126.00 (-2.39%)
2025	$2,178.00 (+11.81%)	$222,100 (+16.28%) Land $179,600 Building $42,500	$222,100 (+16.28%) Land $179,600 Building $42,500
2024		$191,000 (+19.6%) Land $155,100 Building $35,900	$191,000 (+19.6%) Land $155,100 Building $35,900
2023	$1,948.00
2022		$159,700 Land $128,300 Building $31,400	$159,700 Land $128,300 Building $31,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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