St. Louis County property record for 5532 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 2,764 sqft · built 1978 |
| Lot Size | 6.6 acres (287,496 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,878 (2026) |
| Deeds & Mortgages | Apr 2019 Sale Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01694 |
| Primary APN | 270-0020-01694 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,764 sqft Gross Area |
| 1st Floor Area | 1,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 287,496 sqft (6.6 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 35 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1124123 |
|---|---|
| Street Address | 5532 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790-4401 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF LOT 1 BEG ON N LINE 633.60 FTW OF NE COR OF SEC THENCE WLY 686.40FT THENCE S 1 DEG 14 MIN E 415 FTTHENCE N 88 DEG 19 |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 20 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1207 N ALPINE HEIGHTS DR, PAYSON, AZ 85541-3357 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 4, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2019 |
| Transfer Doc | 0001009165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 4, 2019 |
| Property Address | 5532 ELY IS S, TOWER, MN 55790-4401 |
| Document Number | 0001009165 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 1009165 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5532 ELY IS S TOWER MN 557904401, TOWER, MN 55790-4401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5532 ELY IS S, TOWER, MN 55790-4401 |
| Document Number | 00A1003529 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5532 ELY IS SOUDAN MN 55782, SOUDAN, MN 55782 |
| Document Number | 00A1003529 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | A1003529 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 7, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5532 ELY IS S, TOWER, MN 55790-4401 |
| Document Number | 00T1007236 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5532 ELY IS SOUDAN MN 55782, SOUDAN, MN 55782 |
| Document Number | 00T1007236 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | T1007236 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 23, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,878.00 (+3.85%) | ||
| 2025 | $5,660.00 (+13.52%) | $579,200 (+19.92%) Land $157,000 Building $422,200 | $579,200 (+19.92%) Land $157,000 Building $422,200 |
| 2024 | $4,986.00 | $483,000 (+15.69%) Land $136,900 Building $346,100 | $483,000 (+15.69%) Land $136,900 Building $346,100 |
| 2022 | $417,500 Land $114,400 Building $303,100 | $417,500 Land $114,400 Building $303,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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