St. Louis County property record for 5466 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 480 sqft · built 1987 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Aug 2023) |
| Tax Bill | $1,326 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01447 |
| Primary APN | 270-0020-01447 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| 1st Floor Area | 320 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1123370 |
|---|---|
| Street Address | 5466 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART OF LOT 5 BEG ON S LINE OF LOT 5 285FT W OF SE STAKE THENCE W 50 FT THENCE N400 FT TO LAKESHORE THENCE ELY 50 FTTHENCE S |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 16 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 5,285 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
5466 Ely Island S, a residential property, is owned by an individual who bought it in August 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7083 FIREWEED RD, VIRGINIA, MN 55792-8006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Deed Document Number | 20231471992 |
| Prior Transfer Date | Apr 2, 2009 |
| Prior Transfer Doc | 0001110328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 15, 2023 |
| Property Address | 5466 ELY IS S, TOWER, MN 55790-4400 |
| Document Number | 0001471992 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 1471992 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7083 FIREWEED RD, VIRGINIA, MN 55792-8006 |
| Document Number | 0001471993 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 1471993 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.42% |
| Change Frequency | 3 Years |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 14.4% |
| Index | 3-Year TN |
The 2026 property tax bill for 5466 Ely Island S was $1,326, up 25.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,326.00 (+25.33%) | ||
| 2025 | $1,058.00 (+0.19%) | $132,300 (+42.72%) Land $41,900 Building $90,400 | $132,300 (+42.72%) Land $41,900 Building $90,400 |
| 2024 | $1,056.00 (-9.9%) | $92,700 Land $35,800 Building $56,900 | $92,700 Land $35,800 Building $56,900 |
| 2023 | $1,172.00 | ||
| 2022 | $91,100 (+15.76%) Land $32,900 Building $58,200 | $91,100 (+15.76%) Land $32,900 Building $58,200 | |
| 2021 | $78,700 Land $30,900 Building $47,800 | $78,700 Land $30,900 Building $47,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5466 Ely Island S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5466 Ely Island S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures