5495 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5495 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Nov 2011)
Tax Bill	$388 (2025)
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7487-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7487-6`
Alternative APNs	`10-3N-24-0000-0018-0020` `24N310000000180020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,100 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5495 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF NW1/4 OF SE1/4 W 603.41 FT TO POB S 11 DEG W 210.19 FT N 77 DEG W 238.66 FT TO R/W NE ALG R/W 168 FT E 190 .78 FT TO POB
Legal Range	24W
Legal Township	03N
Legal Section	10
Legal Block	18
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2004
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-593-7487-6

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5495 OLD RIVER RD, BAKER, FL 32531-8465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2011 · Amount on Record
Deed Sale	Nov 18, 2011 · Amount on Record
Prior Sale	Sep 16, 2011
Deed Document Number	20112741644
Deed Book / Page	3010 / 965
Prior Transfer Date	Oct 19, 2011
Prior Transfer Doc	0030100948
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00 (+8.38%) Homeowner's exemption	$54,858 (+5.99%)	$84,412 (+6.75%) Land $19,113 Building $65,299
2023	$358.00 (+2.58%) Homeowner's exemption	$51,759 (+3%)	$79,073 (+10.65%) Land $16,239 Building $62,834
2022	$349.00 Homeowner's exemption	$50,251	$71,461 Land $15,176 Building $56,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460472, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.