5509 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5509 Old River Rd, Baker, FL 32531

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 1,847 sqft · built 1960
Lot Size18.3 acres (799,762 sqft)
Owner2 Individual Names on Record
Last Sale$37,000 (Feb 2011)
Tax Bill$386 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-593-7466-0

Property Details

APN / Parcel Number

Primary APNC56-000-593-7466-0
Alternative APNs
  • 10-3N-24-0000-0006-0000
  • 24N310000000060000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,847 sqft Living Area
1st Floor Area1,847 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area799,762 sqft (18.3 acres)
Garage TypeCarport
Garage Area456 sqft
CarportCarport
Carport Area456 sqft
PorchFinished/Open Porch
Porch Area50 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5509 OLD RIVER RD
CityBAKER
StateFL
Zip32531-8466
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionE1/2 OF SW1/4 OF NE1/4 & ALL E OF CO RD & S OF GIDDON BRANCH IN W1/2 OF SW1/4 OF NE1/4 EX OR 272 PG 176 EXCEPT PARTS SOLD
Legal Range24W
Legal Township03N
Legal Section10
Legal Block6
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2000
Census Tract20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1959 DOVE LN, BAKER, FL 32531-8475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2011 · Amount on Record
Deed SaleFeb 24, 2011 · Amount on Record
Deed Document Number20112688621
Deed Book / Page2974 / 439
Prior Transfer DateDec 28, 2010
Prior Transfer Doc0029740439
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1959 DOVE LN, BAKER, FL 32531-8475
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033730390
DateOct 30, 2018
Book Page3373/0390
Instrument3240647
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386.00 (+8.43%) Homeowner's exemption$54,493 (+5.99%)$63,514 (+11.46%) Land $61,514 Building $2,000
2023$356.00 (-69.28%) Homeowner's exemption$51,415 (-64.29%)$56,983 (-68.94%) Land $54,923 Building $2,060
2022$1,159.00 Homeowner's exemption$143,966$183,469 Land $52,307 Building $131,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old River Rd

Nearby Streets

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