Okaloosa County property record for 5481 Old River Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,827 sqft · built 2003 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-3991-0 |
| Primary APN | C56-000-598-3991-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,827 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 352 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 638 sqft |
| Carport | Carport |
| Carport Area | 638 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 57 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5481 OLD RIVER RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL G:COM NE COR OF NW1/4 OF SE1/4 W 100 FT S 707 FT N 69 DEG W 552.39 FT TO POB S 20 DEG W 125 FT N 69 DEG W 345.16 N 17 DEG E 78.15 FT N 16 DEG E 47.06 FT S 69 DEG E 352.4 FT TO POB |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Block | 18 |
| Legal Lot Number | 80 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20101 |
Source: Okaloosa County records · APN C56-000-598-3991-0
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 23, 2022 | Intrafamily Transfer, Transfer |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2022 |
| Transfer Doc | 0036523027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Document Number | 0036523027 |
| Book / Page | 3652 / 3027 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 3592797 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5481 OLD RIVER RD, BAKER, FL 32531-8465 |
| Document Number | 0035220404 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 3522/404 |
| Instrument | 3426028 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $952.00 (+7.81%) Homeowner's exemption | $123,223 (+5.99%) | $208,942 (+5.7%) Land $19,305 Building $189,637 |
| 2023 | $883.00 (+3.15%) Homeowner's exemption | $116,262 (+3%) | $197,680 (+8.56%) Land $16,401 Building $181,279 |
| 2022 | $856.00 Homeowner's exemption | $112,876 | $182,091 Land $15,328 Building $166,763 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
Based on FCC filings for 18 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures