5451 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5451 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,305 (2025)
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-3994-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-3994-4`
Alternative APNs	`10-3N-24-0000-0018-0110` `24N310000000180110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	346 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	575 sqft
Driveway	Driveway
Porch	Open/Unfinished Porch
Porch Area	411 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5451 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF NW1/4 OF SE1/4 W 100 FT S 707 FT N 69 DEG W 552.39 FT S 20 DEG W 125 FT S 17 DEG W 376 FT TO POB S 19 DEG W 125.7 FT N 70 DEG W 346. 58 FT N 19 DEG E 125.7 FT S 70 DEG E 346.58 FT TO POB
Legal Range	24W
Legal Township	03N
Legal Section	10
Legal Block	18
Legal Lot Number	110
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2004
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-598-3994-4

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5451 OLD RIVER RD, BAKER, FL 32531-8465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 19, 2015
Transfer Doc	0031860864
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,305.00 (+6.97%) Homeowner's exemption	$160,330 (+5.99%)	$267,192 (+4.97%) Land $19,113 Building $248,079
2023	$1,220.00 (+2.78%) Homeowner's exemption	$151,273 (+3%)	$254,544 (+8.57%) Land $16,239 Building $238,305
2022	$1,187.00 Homeowner's exemption	$146,867	$234,454 Land $15,176 Building $219,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460472, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.