5491 Panama Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 5491 Panama Ave, Spring Hill, FL 34609 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,172 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2025)
Tax Bill	$4,713.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1263-0120`
Alternative APNs	`00686760` `686760`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,172 sqft Living Area
1st Floor	2,172 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Stucco Exterior
Construction Type	Concrete Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	136 ft x 88 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Deck Area	112 sqft Deck
Patio Area	580 sqft Patio
Porch	1 Porch
Porch Area	1,294 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00686760
Street Address	5491 PANAMA AVE
City	SPRING HILL
State	FL
Zip	34609-1338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1263 LOT 12
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1263
Legal Lot Number	12
Legal Unit	20
Jurisdiction	HERNANDO FL
Minor Civil Division	SPRING HILL
Census Blockgroup	1
Census Block	1013
Census Tract	41005

Owner

Source: Hernando County records · APN R32-323-17-5200-1263-0120

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5491 PANAMA AVE, SPRING HILL, FL 34609-1338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2025 · Amount on Record
Deed Sale	Jan 06, 2025 · Amount on Record
Prior Sale	May 09, 2024 · Amount on Record
Deed Doc Number	2025000928
Deed Book / Page	4508 / 197
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,713.00 (+305.25%)	$330,197 (+184.3%) Land $52,713 Building $277,484	$330,197 (+30.6%) Land $52,713 Building $277,484
2023		$116,145 (+3%) Land $116,145
2022	$1,163.00 Homeowner's exemption	$112,762	$252,829 Land $33,420 Building $219,409

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.