Hernando County property record for 5459 Panama Ave, Spring Hill, FL 34609 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 2004 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Mar 2017) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1263-0140 |
| Primary APN | R32-323-17-5200-1263-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 3,293 sqft |
| 1st Floor Area | 2,084 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 701 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,300 sqft |
| Deck Area | 112 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00686788 |
|---|---|
| Street Address | 5459 PANAMA AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1263 LOT 14 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1263 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 41005 |
Source: Hernando County records · APN R32-323-17-5200-1263-0140
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional with PMI PATRIOT LNDG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jan 13, 2015 · Amount on Record |
| Deed Document Number | 201718250 |
| Deed Book / Page | 3454 / 1504 |
| Prior Transfer Date | Jan 07, 2015 |
| Prior Transfer Doc | 0031601055 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Document Number | 0043010877 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 4301/877 |
| Instrument | 2023031730 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Document Number | 0040230956 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 4023/956 |
| Instrument | 2021050932 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 5459 PANAMA AVE, SPRING HILL, FL 34609-1338 |
| Document Number | 0034541504 |
| Book / Page | 003454 / 001504 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 18250 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ALL PERFORMANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5459 PANAMA AVE SPRING HILL FL 346091338, SPRING HILL, FL 34609-1338 |
| Document Number | 34541505 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 003454/001505 |
| Instrument | 18251 |
| Name | PATRIOT LNDG SVCS |
|---|---|
| Address | CARNEGIE, PA 15106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (+26.7%) Homeowner's exemption | $229,645 (+5.99%) | $400,318 (+2.95%) Land $53,091 Building $347,227 |
| 2023 | $216,673 (+3%) Land $216,673 | ||
| 2022 | $2,689.00 Homeowner's exemption | $210,362 | $388,858 Land $42,075 Building $346,783 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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