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5482 Panama Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 5482 Panama Ave, Spring Hill, FL 34609 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2011
Square Footage2,167 sqft Living Area
Lot Size11,279 sqft (0.259 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2021)
Tax Bill$4,380.00 (2025)

Property Details

APN / Parcel Number

Primary APNR32-323-17-5200-1262-0040
Alternative APNs
  • 00686582
  • 686582

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area2,167 sqft Living Area
Gross Area2,528 sqft Gross Area
1st Floor2,167 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2011
Exterior MaterialCombination Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,279 sqft (0.259 acres)
Depth X Width125 ft x 72 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area361 sqft Garage
Patio Area180 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00686582
Street Address5482 PANAMA AVE
CitySPRING HILL
StateFL
Zip34609-1337
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 20 BLK 1262 LOT 4
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 20
Legal Block1262
Legal Lot Number4
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup1
Census Block1021
Census Tract41005

Owner

Source: Hernando County records · APN R32-323-17-5200-1262-0040

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5482 PANAMA AVE, SPRING HILL, FL 34609-1337
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB
Apr 18, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleMar 09, 2015 · Amount on Record
Deed Doc Number202132961
Deed Book / Page3993 / 487
Prior Transfer DateOct 25, 2005
Prior Transfer Doc0021380288
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 05, 2021
Property Address5482 PANAMA AVE, SPRING HILL, FL 34609-1337
Document Number0039930487
Book / Page3993 / 487
Map ReferenceMB 9 PG 65-80
Instrument DateApr 30, 2021
Instrument2021032961
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5482 PANAMA AVE, SPRING HILL, FL 34609-1337

Mortgage

Document Number3993489
DateMay 05, 2021
Instrument3993/489
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address5482 PANAMA AVE, SPRING HILL, FL 34609-1337
Document Number0035760961
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedMay 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5482 PANAMA AVE SPRING HILL FL 346091337, SPRING HILL, FL 34609-1337

Mortgage

Document Number0035760961
DateApr 24, 2018
Book Page003576/000961
Instrument24766
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MT 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,380.00 (+19.48%) Homeowner's exemption$297,804 (+5.99%)$313,985 (+3.43%) Land $43,424 Building $270,561
2023$280,982 (+3%) Land $15,414 Building $265,568
2022$3,666.00 Homeowner's exemption$272,798$303,583 Land $34,401 Building $269,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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