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5445 Panama Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 5445 Panama Ave, Spring Hill, FL 34609 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,917 sqft · built 1986
Lot Size0.463 acres (20,186 sqft)
Owner2 Company Names on File
Last Sale$95,000 (Jul 2020)
Tax Bill$4,705 (2025)
Deeds & MortgagesJun 2026 Sale
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APNR32-323-17-5200-1263-0160

Property Details

APN / Parcel Number

Primary APNR32-323-17-5200-1263-0160
Alternative APNs
  • 00686804
  • 686804

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,917 sqft Living Area
Gross Area3,099 sqft
1st Floor Area1,917 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,186 sqft (0.463 acres)
Lot Dimensions187 ft deep x 212 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area1,452 sqft
Deck Area448 sqft
Patio Area532 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00686804
Street Address5445 PANAMA AVE
CitySPRING HILL
StateFL
Zip34609-1338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 20 BLK 1263 LOT 16
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 20
Legal Block1263
Legal Lot Number16
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1013
Census Tract41005

Owner

Source: Hernando County records · APN R32-323-17-5200-1263-0160

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3321 HOOVER DR, HOLIDAY, FL 34691-3330
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 07, 2020Warranty Deed, Transfer
TITLE USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Deed Document Number202040729
Deed Book / Page3859 / 1725
Last Transfer DateJun 09, 2026
Transfer Doc0000039314
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJun 10, 2026
Property Address5445 PANAMA AVE, SPRING HILL, FL 34609-1338
Document Number0000039314
Book / Page4720 / 1941
Instrument DateJun 09, 2026
Instrument202639314
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3321 HOOVER DR, HOLIDAY, FL 34691-3330

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 07, 2020
Property Address5445 PANAMA AVE, SPRING HILL, FL 34609-1338
Document Number0038591725
Book / Page003859 / 001725
Instrument DateJun 30, 2020
Instrument40729
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyTITLE USA

Transaction

AmountAmount Recorded
Tax$665.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3321 HOOVER DR HOLIDAY FL 346913330, HOLIDAY, FL 34691-3330

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,705.00 (+25%)$266,037 (+21%)$300,478 (+4.73%) Land $68,431 Building $232,047
2023$219,865 (-15.74%) Land $6,113 Building $213,752
2022$3,764.00$260,923 Land $35,124 Building $225,799$286,908 Land $54,098 Building $232,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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