Guadalupe County property record for 549 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,963 sqft · built 2015 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,011 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G-3900-5017-01400-000 |
| Primary APN | 1G-3900-5017-01400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,963 sqft Living Area |
| Gross Area | 3,418 sqft |
| 2nd Floor Area | 1,039 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 176 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Account Number | 000000265188 |
|---|---|
| Old Parcel Number | 1G3900501701400000 |
| State | TX |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #5 BLOCK 17 LOT 14 0.1584 AC |
| Legal Subdivision | SADDLE CREEK RANCH #5 |
| Legal Tract | 14 |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210612 |
549 Saddle Vista is owned and occupied by an individual who acquired it in December 2021.
Source: Guadalupe County records, as of October 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Vendor's Lien, Transfer · VA Mortgage USAA FSB |
| Mar 29, 2021 | Gift Deed, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 |
| Deed Sale | Dec 7, 2021 |
| Prior Sale | Mar 29, 2021 |
| Deed Document Number | 202199041771 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 7, 2021 |
| Property Address | 549 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099041771 |
| Map Reference | MB 8 PG 315-319 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 202199041771 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099041772 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 202199041772 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 29, 2021 |
| Property Address | 549 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099010454 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 202199010454 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 549 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000034181 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 549 SADDLE VIS CIBOLO TX 781083658, CIBOLO, TX 78108-3658 |
| Document Number | 0000034181 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 34181 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2050 |
Source: Guadalupe County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415,641 Land $43,530 Building $372,111 | $415,641 Land $43,530 Building $372,111 | |
| 2024 | $5,011.00 (-0.4%) | ||
| 2023 | $5,031.00 (-27.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $470,126 Land $57,607 Building $412,519 | $470,126 Land $57,607 Building $412,519 |
| 2022 | $6,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Saddle Vista in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Saddle Vista is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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