Guadalupe County property record for 540 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,377 sqft · built 2015 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,968 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900501903600000 |
| Primary APN | 1G3900501903600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,377 sqft Living Area |
| Gross Area | 2,937 sqft |
| 1st Floor Area | 2,097 sqft |
| 2nd Floor Area | 280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 SADDLE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #5 BLOCK 19 LOT 36 0.1584 AC |
| Legal Subdivision | SADDLE CREEK RANCH #5 |
| Legal Tract | 36 |
| Legal Block | 19 |
| Legal Lot Number | 36 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
540 Saddle Vista is owned and occupied by two individuals.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 540 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 540 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099000102 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 202399000102 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 540 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000011250 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 540 SADDLE VIS CIBOLO TX 781083658, CIBOLO, TX 78108-3658 |
| Document Number | 0000011250 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 11250 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2047 |
The 2025 property tax bill for 540 Saddle Vista was $1,968 with exemptions applied, down 33% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,356 (-1.91%) Land $45,082 Building $323,274 | $368,356 (-1.91%) Land $45,082 Building $323,274 | |
| 2025 | $1,968.00 (-32.99%) Homeowner's exemption Disabled Person's exemption | $375,528 Land $43,530 Building $331,998 | $375,528 Land $43,530 Building $331,998 |
| 2024 | $2,937.00 (-0.2%) | ||
| 2023 | $2,943.00 (-38.81%) Homeowner's exemption Disabled Person's exemption | $421,380 Land $57,607 Building $363,773 | $421,380 Land $57,607 Building $363,773 |
| 2022 | $4,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Saddle Vista in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Saddle Vista is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures