Guadalupe County property record for 545 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,665 sqft · built 2017 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,800 (Aug 2021) |
| Tax Bill | $5,759 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2017 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900501701500000 |
| Primary APN | 1G3900501701500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 1,481 sqft |
| 2nd Floor Area | 11,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 SADDLE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #5 BLOCK 17 LOT 15 0.1584 AC |
| Legal Subdivision | SADDLE CREEK RANCH #5 |
| Legal Tract | 15 |
| Legal Block | 17 |
| Legal Lot Number | 15 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Vendor's Lien, Transfer · VA Mortgage V I P INDEPENDENT MORTGAGE INC |
| Oct 4, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Sep 29, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LNDG |
| Feb 8, 2017 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Aug 10, 2021 · Amount on Record |
| Deed Document Number | 202199027542 |
| Prior Transfer Date | Aug 9, 2021 |
| Prior Transfer Doc | 0099027542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 10, 2021 |
| Property Address | 545 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099027542 |
| Map Reference | VOL 8 PG 315-319 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 202199027542 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | ATC-COLONNADE, ATC COLONNADE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 SADDLE VIS, 545, CIBOLO, TX 78108-3658 |
| Name | Verified Name |
|---|---|
| Address | 365 MISSOURI WAY, TRAVIS AFB, CA 94535-1200 |
| Document Number | 0099027543 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 202199027543 |
| Name | V I P INDEPENDENT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 4, 2017 |
| Property Address | 545 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000023664 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 23664 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 545 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000023665 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ARK-LA-TEX FINANCIAL SERVICES LLC, ARK-LA-TEX FIN'L SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 545 SADDLE VIS CIBOLO TX 781083658, CIBOLO, TX 78108-3658 |
| Document Number | 0000023665 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 23665 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 8, 2017 |
| Property Address | 545 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000003006 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 3006 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,673 (+1.37%) Land $45,082 Building $337,591 | $382,673 (+1.37%) Land $45,082 Building $337,591 | |
| 2025 | $5,759.00 (-6.4%) Homeowner's exemption | $377,495 (-0.92%) Land $43,530 Building $333,965 | $377,495 (-0.92%) Land $43,530 Building $333,965 |
| 2024 | $6,153.00 (+0.74%) | ||
| 2023 | $6,108.00 (-10.27%) Homeowner's exemption | $381,000 Land $57,607 Building $323,393 | $381,000 Land $57,607 Building $323,393 |
| 2022 | $6,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures