Guadalupe County property record for 541 Saddle Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,112 sqft · built 2017 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,553 (Jun 2023) |
| Tax Bill | $3,775 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900501701600000 |
| Primary APN | 1G3900501701600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 3,725 sqft |
| 1st Floor Area | 1,741 sqft |
| 2nd Floor Area | 1,371 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 241 sqft |
| Deck Area | 72 sqft |
| Patio Area | 210 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 541 SADDLE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #5 BLOCK 17 LOT 16 0.1584 AC |
| Legal Subdivision | SADDLE CREEK RANCH #5 |
| Legal Tract | 16 |
| Legal Block | 17 |
| Legal Lot Number | 16 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210612 |
541 Saddle Vista is owned and occupied by two individuals who bought it in June 2023.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC |
| Jun 23, 2023 | Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2022 | Vendor's Lien, Transfer · VA Mortgage LENDLICITY LLC |
| Jul 10, 2020 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG |
| Feb 21, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LNDG |
| Feb 8, 2017 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Jul 15, 2022 · Amount on File |
| Deed Document Number | 202315691 |
| Prior Transfer Date | Jul 6, 2020 |
| Prior Transfer Doc | 0099017621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099007304 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 202699007304 |
| Name | UNITED LENDING TEAM LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 23, 2023 |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099015691 |
| Map Reference | VOL 8 PG 315-319 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 202399015691 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099015692 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 202399015692 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 15, 2022 |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099021999 |
| Map Reference | VOL 8 PG 315 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 202299021999 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0099022000 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 202299022000 |
| Name | LENDLICITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 10, 2020 |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000017621 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 17621 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 JOSIE LN ATCO NJ 080042826, ATCO, NJ 08004-2826 |
| Document Number | 17622 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 17622 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 21, 2018 |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000003595 |
| Instrument Date | Feb 19, 2018 |
| Instrument | 3595 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6540 BECKET CREEK CT NORTH LAS VEGAS NV 890842529, NORTH LAS VEGAS, NV 89084-2529 |
| Document Number | 3596 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 3596 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 8, 2017 |
| Property Address | 541 SADDLE VIS, CIBOLO, TX 78108-3658 |
| Document Number | 0000003006 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 3006 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,731 (+4.61%) Land $45,082 Building $395,649 | $440,731 (+4.61%) Land $45,082 Building $395,649 | |
| 2025 | $421,304 Land $43,530 Building $377,774 | $421,304 Land $43,530 Building $377,774 | |
| 2023 | $3,775.00 (-46.81%) Homeowner's exemption Senior Citizen's exemption | $474,542 (+24.3%) Land $57,607 Building $416,935 | $474,542 (+24.3%) Land $57,607 Building $416,935 |
| 2022 | $7,097.00 Homeowner's exemption Senior Citizen's exemption | $381,761 Land $43,243 Building $338,518 | $381,761 Land $43,243 Building $338,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Saddle Vista in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 541 Saddle Vista is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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