Pinellas County property record for 523 Hammock Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,654 sqft · built 1986 |
| Lot Size | 0.236 acres (10,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-7129-9 |
| Primary APN | C62-000-741-7129-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,654 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,276 sqft (0.236 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 700 sqft |
| Patio Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128311 |
|---|---|
| Street Address | 523 HAMMOCK DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAMMOCKS, THE UNIT III LOT 108 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | HAMMOCKS, THE UNIT III |
| Legal Tract | 35367 |
| Legal Lot Number | 108 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27208 |
523 Hammock Dr is owned and occupied by two individuals who acquired it in January 2025.
Source: Pinellas County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 HAMMOCK DR, PALM HARBOR, FL 34683-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2025 |
| Transfer Doc | 0230220175 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 523 Hammock Dr was $2,276, up 6.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+6.21%) | $156,727 | $408,443 Land $149,137 Building $259,306 |
| 2024 | $2,143.00 (+2.05%) | ||
| 2023 | $2,100.00 (+3.65%) Homeowner's exemption | $147,874 (+3%) | $356,174 (+7.77%) Land $179,005 Building $177,169 |
| 2022 | $2,026.00 Homeowner's exemption | $143,567 | $330,496 Land $192,831 Building $137,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Hammock Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 5 (2001–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 Hammock Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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