549 Chestnut St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 549 Chestnut St, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1998
Square Footage862 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$730,000 (2019)
Tax Bill$8,970.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:0440005600000
Alternative APN
  • NEED M:044.0 B:0056 L:0000.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area862 sqft Living Area
Gross Area1,432 sqft Gross Area
1st Floor862 sqft 1st Floor
Basement Area730 sqft Basement
Unfinished Basement394 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1998
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address549 CHESTNUT ST
CityNEEDHAM
StateMA
Zip02492-2857
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionALGER E EATON
Legal Block56
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup2
Census Block2010
Census Tract403300

Owner

Source: Norfolk County and Needham Town records · APN M:0440005600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
THE WASHINGTON TRUST CO OF WESTERLY
Aug 25, 2021Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
ROCKET MORTGAGE
Aug 25, 2021Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
ROCKET MORTGAGE
Sep 16, 2020Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
US BANK NA
Jul 11, 2019Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Prior SaleJul 15, 2013 · Amount on Record
Deed Book / Page36954 / 250
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041294-466
DateJul 10, 2023
Book Page41294/466
Instrument43095
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039774-25
DateAug 25, 2021
Book Page39774/25
Instrument110397
Lender
NameROCKET MORTGAGE
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.13%
Type Change DateSep 01, 2028
IndexOther
Margin3

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39774-25
DateAug 25, 2021
Book Page39774/25
Instrument110397
Lender
NameROCKET MORTGAGE
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.13%
Type Change DateSep 01, 2028
IndexOther
Margin3

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38354-430
DateSep 16, 2020
Book Page38354/430
Instrument97582
Lender
NameUS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 10, 2027
Index1-Year CMT

July 2019: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionNEEDHAM MA
Recording DateJul 11, 2019
Property Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857
Document Number36954-250
Book / Page36954 / 250
Instrument DateJul 03, 2019
Instrument57412
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 CHESTNUT ST, NEEDHAM, MA 02492-2857

Mortgage

Document Number57413
DateJul 11, 2019
Instrument57413
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateAug 01, 2029

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,970.00 (-1.48%)$846,200 (+21.2%) Land $658,300 Building $187,900$1,046,235 (+4.49%)
2024$1,001,300
2023$9,105.00$698,200 Land $435,400 Building $262,800

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