533 Chestnut St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 533 Chestnut St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 856 sqft · built 1922
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$1,182,000 (Sep 2026)
Tax Bill	$11,350 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0440002700000`

Property Details

APN / Parcel Number

Primary APN	`M:0440002700000`
Alternative APN	`NEED M:044.0 B:0027 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	856 sqft Living Area
Gross Area	1,259 sqft
1st Floor Area	856 sqft
Basement Area	806 sqft
Unfinished Basement	403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	533 CHESTNUT ST
City	NEEDHAM
State	MA
Zip	02492-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	LAND ALGER E EATON
Legal Block	27
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2010
Census Tract	403300

Owner

533 Chestnut St is owned and occupied by two individuals who bought it in September 2026.

Source: Norfolk County and Needham Town records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer · ARM M & T BANK NA
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Dec 15, 2017	Quit Claim Deed, Transfer MORTGAGE NETWORKS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	202665696
Deed Book / Page	43357 / 215
Prior Transfer Date	Sep 1, 2026
Prior Transfer Doc	0000065696
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 9, 2026
Property Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857
Document Number	0000065696
Book / Page	43357 / 215
Instrument Date	Sep 1, 2026
Instrument	202665696
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857

Mortgage

Date	Sep 9, 2026

Lender

Name	M & T BANK NA

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2033
Index	Other
Margin	3
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042597-359
Date	Aug 20, 2025
Book Page	42597/359
Instrument	57686

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	253 Months
Due	Sep 1, 2046

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38613-52
Date	Nov 16, 2020
Book Page	38613/52
Instrument	127269

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 15, 2017
Property Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857
Document Number	35675-173
Book / Page	35675 / 173
Instrument	119642
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 CHESTNUT ST, NEEDHAM, MA 02492-2857

Mortgage

Document Number	356750176
Date	Dec 15, 2017
Instrument	35675/0176

Lender

Name	MORTGAGE NETWORKS INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 533 Chestnut St was $11,350.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,350.00	$1,070,800 Land $660,400 Building $410,400	$1,148,170 (+5.26%)
2024			$1,090,790
2023	$10,708.00	$821,200 Land $513,900 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 533 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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