537 Chestnut St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 537 Chestnut St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,097 sqft · built 1923
Lot Size	0.189 acres (8,242 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2020)
Tax Bill	$10,464 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0440004900000`

Property Details

APN / Parcel Number

Primary APN	`M:0440004900000`
Alternative APN	`NEED M:044.0 B:0049 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,097 sqft Living Area
Gross Area	2,353 sqft
1st Floor Area	1,183 sqft
Basement Area	1,183 sqft
Unfinished Basement	953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,242 sqft (0.189 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	537 CHESTNUT ST
City	NEEDHAM
State	MA
Zip	02492-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	ALGER E EATON
Legal Block	49
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2010
Census Tract	403300

Owner

537 Chestnut St is owned and occupied by two individuals who bought it in August 2020.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	537 CHESTNUT ST, NEEDHAM, MA 02492-2857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Aug 27, 1992 · Amount on File
Deed Document Number	202089585
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	38278-538
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Aug 31, 2020
Property Address	537 CHESTNUT ST, NEEDHAM, MA 02492-2857
Document Number	38278-538
Book / Page	38278 / 538
Instrument Date	Aug 24, 2020
Instrument	89585
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	537 CHESTNUT ST, NEEDHAM, MA 02492-2857

Mortgage

Document Number	89586
Date	Aug 31, 2020
Instrument	89586

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 537 Chestnut St was $10,464.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,464.00	$987,200 Land $664,600 Building $322,600	$1,229,015 (+2.83%)
2024			$1,195,195
2023	$12,758.00	$978,400 Land $517,300 Building $461,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut St

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