558 Chestnut St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 558 Chestnut St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 885 sqft · built 1938
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Dec 2008)
Tax Bill	$9,357 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0430002000000`

Property Details

APN / Parcel Number

Primary APN	`M:0430002000000`
Alternative APN	`NEED M:043.0 B:0020 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	885 sqft Living Area
Gross Area	1,581 sqft
1st Floor Area	885 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	558 CHESTNUT ST
City	NEEDHAM
State	MA
Zip	02492-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	20
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2007
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Mar 31, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 31, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2008 · Amount on Record
Deed Sale	Dec 24, 2008 · Amount on Record
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	2008115181
Deed Book / Page	26219 / 285
Last Transfer Date	Mar 26, 2021
Transfer Doc	39216-230
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039216-232
Date	Mar 31, 2021
Book Page	39216/232
Instrument	42242

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 31, 2021
Property Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856
Document Number	039216-230
Book / Page	39216 / 230
Instrument Date	Mar 26, 2021
Instrument	42241
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 15, 2020
Property Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856
Document Number	38349-191
Book / Page	038349 / 000191
Instrument Date	Sep 3, 2020
Instrument	97041
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 CHESTNUT ST NEEDHAM MA 024922856, NEEDHAM, MA 02492-2856

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Aug 31, 2020
Property Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856
Document Number	38276-523
Book / Page	38276 / 523
Instrument Date	May 25, 2020
Instrument	89402
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 CHESTNUT ST, NEEDHAM, MA 02492-2856

Mortgage

Document Number	38276-525
Date	Aug 31, 2020
Book Page	38276/525
Instrument	89403

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,357.00 (-2.48%)	$882,700 (+19.96%) Land $662,500 Building $220,200	$1,022,295 (+3.66%)
2024			$986,195
2023	$9,595.00	$735,800 Land $438,200 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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