San Luis Obispo County property record for 5485 Encino Ave, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Feb 2025) |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-091-026 |
| Primary APN | 031-091-026 |
|---|
| Lot Area | 37,897 sqft (0.869 acres) |
|---|---|
| Terrain | Other |
| Street Address | 5485 ENCINO AVE |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY ATAS TR 2515 LT 5 |
| Legal Tract | 2515 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 12602 |
5485 Encino Ave is owned by an individual who bought it in February 2025.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 560 N CITADEL LN, CLOVIS, CA 93611-7292 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 2025005399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 23, 2022 |
| Property Address | 5485 ENCINO AVE, ATASCADERO, CA 93422-3131 |
| Document Number | 0000021957 |
| Map Reference | MB 36 PG 59-62 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022021957 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 611 CASSWALL ST, NAPA, CA 94558-5907 |
| Document Number | 0000021958 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022021958 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
The 2025 property tax bill for 5485 Encino Ave was $1,515.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,515.00 | $132,651 Land $132,651 |
| 2023 | $1,444.00 (+18.07%) | $127,500 Land $127,500 |
| 2022 | $1,223.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5485 Encino Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5485 Encino Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Ranch Wifi.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures