5655 Encino Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5655 Encino Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2000
Lot Size	0.69 acres (30,055 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2025)
Tax Bill	$7,507 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-091-020`

Property Details

APN / Parcel Number

Primary APN	`031-091-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	30,055 sqft (0.69 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5655 ENCINO AVE
City	ATASCADERO
State	CA
Zip	93422-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFZ
Legal Description	CY ATAS ATAS BL AC LT 28
Legal Subdivision	ATASCADERO
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1021
Census Tract	12602

Owner

5655 Encino Ave is owned and occupied by two individuals who bought it in March 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5655 ENCINO AVE, ATASCADERO, CA 93422-3162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Intrafamily Transfer, Transfer · Line of Credit DISCOVER BANK
May 25, 2018	Grant Deed, Transfer · Conventional with PMI MORTGAGE HOUSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	20257038
Prior Transfer Date	Nov 5, 2022
Prior Transfer Doc	0000046174
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 28, 2022
Property Address	5655 ENCINO AVE, ATASCADERO, CA 93422-3162
Document Number	0000046174
Map Reference	MB 4 PG 36A
Instrument Date	Nov 5, 2022
Instrument	2022046174
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 FROCDOM SQUACE, INDEPENDENCE, OH 44138

Mortgage

Document Number	0000046175
Date	Nov 28, 2022
Instrument	2022046175

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 25, 2018
Property Address	5655 ENCINO AVE, ATASCADERO, CA 93422-3162
Document Number	0000021451
Instrument Date	May 2, 2018
Instrument	21451
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 ENCINO AVE ATASCADERO CA 934223162, ATASCADERO, CA 93422-3162

Mortgage

Document Number	21452
Date	May 25, 2018
Instrument	21452

Lender

Name	MORTGAGE HOUSE
Address	CALABASAS, CA 91301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 5655 Encino Ave was $7,507.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,000 (+45.14%) Land $306,000 Building $561,000
2025	$7,507.00	$597,356 Land $244,631 Building $352,725
2023	$7,084.00 (+2.49%)	$574,162 Land $235,133 Building $339,029
2022	$6,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5655 Encino Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5655 Encino Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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