5460 Encino Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5460 Encino Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,341 sqft · built 2020
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Dec 2020)
Tax Bill	$8,331 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-092-021`

Property Details

APN / Parcel Number

Primary APN	`031-092-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,341 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	23,522 sqft (0.539 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5460 ENCINO AVE
City	ATASCADERO
State	CA
Zip	93422-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY ATAS TR 2515 LT 2
Legal Tract	2515
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1021
Census Tract	12602

Owner

5460 Encino Ave is owned and occupied by an individual who bought it in December 2020.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	5460 ENCINO AVE, ATASCADERO, CA 93422-3131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 24, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 14, 2018	Grant Deed, Transfer · Conventional Mortgage FINCH J MICHAEL TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2020 · Amount on File
Deed Sale	Dec 24, 2020 · Amount on File
Prior Sale	Dec 24, 2020
Deed Document Number	2020076938
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 24, 2020
Property Address	5460 ENCINO AVE, ATASCADERO, CA 93422-3131
Document Number	0000076937
Instrument Date	Dec 8, 2020
Instrument	76937
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5460 ENCINO AVE ATASCADERO CA 93422, ATASCADERO, CA 93422

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 24, 2020
Property Address	5460 ENCINO AVE, ATASCADERO, CA 93422-3131
Document Number	0000076938
Map Reference	NB 36 PG 59-62
Instrument Date	Dec 3, 2020
Instrument	2020076938
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5460 ENCINO AVE, ATASCADERO, CA 93422-3131

Mortgage

Document Number	0000076939
Date	Dec 24, 2020
Instrument	2020076939

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2018
Property Address	5460 ENCINO AVE, ATASCADERO, CA 93422-3131
Document Number	0000005777
Instrument Date	Jan 25, 2018
Instrument	5777
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 413 TULARE CA 932750413, TULARE, CA 93275-0413

Mortgage

Document Number	5778
Date	Feb 14, 2018
Instrument	5778

Lender

Name	FINCH J MICHAEL TRUST (PT)
Address	6446 N PALM AVE # 101, FRESNO, CA 93704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5460 Encino Ave was $8,331 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,331.00 Homeowner's exemption	$676,518 Land $189,425 Building $487,093
2023	$7,867.00 (+9.34%) Homeowner's exemption	$650,250 Land $182,070 Building $468,180
2022	$7,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5460 Encino Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5460 Encino Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Encino Ave

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