5351 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5351 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2.5 ba · 2,835 sqft · built 2007
Lot Size	106 acres (4,645,238 sqft)
Owner	Individual Name on Record
Tax Bill	$7,126 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-04220`

Property Details

APN / Parcel Number

Primary APN	`415-0010-04220`
Alternative APNs	`1150873` `79865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,835 sqft Gross Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Finished Basement	2,160 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	4,645,238 sqft (106 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	322 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1150873
Street Address	5351 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-2829
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	MUNS
Legal Description	E 2/3 OF E 1/2 EX N1/2 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	16
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2014
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5351 LESTER RIVER RD, DULUTH, MN 55804-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2023
Transfer Doc	0001069820
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5351 LESTER RIVER RD, DULUTH, MN 55804-2829
Document Number	000T996106
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5351 LESTER RIVER RD DULUTH MN 558042829, DULUTH, MN 55804-2829

Mortgage

Document Number	000T996106
Date	Mar 21, 2018
Instrument	T996106

Lender

Name	HARBOR POINTE CU
Address	11 W 2ND ST, DULUTH, MN 55802-2014

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,126.00 (+7.38%) Homeowner's exemption
2025	$6,636.00 (+3.56%) Homeowner's exemption	$828,300 (+8.29%) Land $273,600 Building $554,700	$828,300 (+8.29%) Land $273,600 Building $554,700
2024	$6,408.00	$764,900 (+2.16%) Land $251,600 Building $513,300	$764,900 (+2.16%) Land $251,600 Building $513,300
2022		$748,700 Land $239,600 Building $509,100	$748,700 Land $239,600 Building $509,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20